Call reports 2018
LIBERTY BANK — 2018
What LIBERTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 93,274,000 | 89,332,000 | 91,965,000 | 96,919,000 |
| Total loans | 58,876,000 | 61,259,000 | 65,519,000 | 68,240,000 |
| Allowance for loan losses | 352,000 | 356,000 | 364,000 | 403,000 |
| Securities available for sale | 18,672,000 | 18,749,000 | 18,264,000 | 17,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,490,000 | 77,394,000 | 79,795,000 | 84,666,000 |
| Interest-bearing deposits | 67,804,000 | 65,487,000 | 66,722,000 | 66,381,000 |
| Noninterest-bearing deposits | 13,686,000 | 11,907,000 | 13,073,000 | 18,285,000 |
| Equity capital | 10,864,000 | 11,091,000 | 11,297,000 | 11,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 854,000 | 1,744,000 | 2,681,000 | 3,683,000 |
| Interest expense | 70,000 | 139,000 | 210,000 | 287,000 |
| Net interest income | 784,000 | 1,605,000 | 2,471,000 | 3,396,000 |
| Noninterest income | 131,000 | 255,000 | 366,000 | 479,000 |
| Noninterest expense | 540,000 | 1,106,000 | 1,690,000 | 2,452,000 |
| Provision for loan losses | 31,000 | 37,000 | 47,000 | 135,000 |
| Pretax income | 344,000 | 717,000 | 1,100,000 | 1,288,000 |
| Income tax | 85,000 | 177,000 | 274,000 | 314,000 |
| Net income | 259,000 | 540,000 | 826,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,947,000 | 11,202,000 | 11,463,000 | 11,586,000 |
| Total capital | 11,299,000 | 11,558,000 | 11,827,000 | 11,989,000 |
| Risk-weighted assets | 60,139,000 | 63,007,000 | 67,080,000 | 69,585,000 |