Call reports 2017
LIBERTY BANK — 2017
What LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 90,121,000 | 87,576,000 | 91,418,000 | 92,502,000 |
| Total loans | 59,684,000 | 58,959,000 | 59,301,000 | 58,463,000 |
| Allowance for loan losses | 402,000 | 402,000 | 407,000 | 319,000 |
| Securities available for sale | 17,751,000 | 18,256,000 | 18,930,000 | 19,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,128,000 | 76,324,000 | 79,955,000 | 80,913,000 |
| Interest-bearing deposits | 66,250,000 | 64,654,000 | 66,196,000 | 66,970,000 |
| Noninterest-bearing deposits | 12,878,000 | 11,670,000 | 13,759,000 | 13,943,000 |
| Equity capital | 10,076,000 | 10,444,000 | 10,642,000 | 10,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,685,000 | 2,545,000 | 3,411,000 |
| Interest expense | 73,000 | 146,000 | 220,000 | 295,000 |
| Net interest income | 775,000 | 1,539,000 | 2,325,000 | 3,116,000 |
| Noninterest income | 81,000 | 190,000 | 296,000 | 563,000 |
| Noninterest expense | 507,000 | 1,021,000 | 1,534,000 | 2,269,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 84,000 |
| Pretax income | 343,000 | 696,000 | 1,069,000 | 1,326,000 |
| Income tax | 118,000 | 242,000 | 376,000 | 397,000 |
| Net income | 225,000 | 454,000 | 693,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,085,000 | 10,289,000 | 10,503,000 | 10,713,000 |
| Total capital | 10,487,000 | 10,691,000 | 10,910,000 | 11,032,000 |
| Risk-weighted assets | 61,513,000 | 59,902,000 | 60,969,000 | 60,572,000 |