Call reports 2015
FARMERS STATE BANK OF DANFORTH — 2015
What FARMERS STATE BANK OF DANFORTH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,439,000 | 66,559,000 | 63,918,000 | 64,048,000 |
| Total loans | 25,833,000 | 27,118,000 | 29,090,000 | 28,282,000 |
| Allowance for loan losses | 257,000 | 257,000 | 257,000 | 257,000 |
| Securities available for sale | 34,205,000 | 34,733,000 | 30,891,000 | 30,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,549,000 | 58,531,000 | 56,005,000 | 56,284,000 |
| Interest-bearing deposits | 47,668,000 | 46,763,000 | 45,173,000 | 45,542,000 |
| Noninterest-bearing deposits | 10,881,000 | 11,768,000 | 10,832,000 | 10,742,000 |
| Equity capital | 6,823,000 | 6,752,000 | 6,949,000 | 6,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 529,000 | 1,054,000 | 1,591,000 | 2,112,000 |
| Interest expense | 32,000 | 64,000 | 96,000 | 128,000 |
| Net interest income | 497,000 | 990,000 | 1,495,000 | 1,984,000 |
| Noninterest income | 74,000 | 152,000 | 219,000 | 297,000 |
| Noninterest expense | 368,000 | 723,000 | 1,083,000 | 1,504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 419,000 | 641,000 | 787,000 |
| Income tax | 51,000 | 98,000 | 164,000 | 202,000 |
| Net income | 152,000 | 321,000 | 477,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,685,000 | 6,756,000 | 6,912,000 | 6,887,000 |
| Total capital | 6,942,000 | 7,013,000 | 7,169,000 | 7,144,000 |
| Risk-weighted assets | 32,570,000 | 33,823,000 | 34,646,000 | 34,232,000 |