Call reports 2012
FARMERS STATE BANK OF DANFORTH — 2012
What FARMERS STATE BANK OF DANFORTH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,182,000 | 64,452,000 | 64,641,000 | 66,802,000 |
| Total loans | 22,287,000 | 24,496,000 | 25,676,000 | 26,348,000 |
| Allowance for loan losses | 337,000 | 344,000 | 636,000 | 407,000 |
| Securities available for sale | 28,712,000 | 34,007,000 | 32,961,000 | 31,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,796,000 | 57,929,000 | 58,046,000 | 60,165,000 |
| Interest-bearing deposits | 52,266,000 | 49,341,000 | 50,300,000 | 49,854,000 |
| Noninterest-bearing deposits | 7,530,000 | 8,588,000 | 7,746,000 | 10,311,000 |
| Equity capital | 5,908,000 | 6,019,000 | 6,073,000 | 6,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,083,000 | 1,889,000 | 2,552,000 |
| Interest expense | 116,000 | 220,000 | 285,000 | 347,000 |
| Net interest income | 417,000 | 863,000 | 1,604,000 | 2,205,000 |
| Noninterest income | 87,000 | 185,000 | 86,000 | 115,000 |
| Noninterest expense | 365,000 | 743,000 | 1,111,000 | 1,567,000 |
| Provision for loan losses | 6,000 | 12,000 | 303,000 | 74,000 |
| Pretax income | 149,000 | 347,000 | 333,000 | 760,000 |
| Income tax | 13,000 | 48,000 | 23,000 | 159,000 |
| Net income | 136,000 | 299,000 | 310,000 | 601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,489,000 | 5,483,000 | 5,569,000 | 5,727,000 |
| Total capital | 5,826,000 | 5,827,000 | 6,103,000 | 6,134,000 |
| Risk-weighted assets | 31,191,000 | 46,304,000 | 45,105,000 | 33,695,000 |