Call report 2015Q4
RUBY VALLEY BANK — 2015Q4
The 22 measures RUBY VALLEY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,146,000 | USD | evidence → |
| Total loans | 54,166,000 | USD | evidence → |
| Allowance for loan losses | 1,607,000 | USD | evidence → |
| Securities available for sale | 28,729,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,789,000 | USD | evidence → |
| Interest-bearing deposits | 56,869,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,920,000 | USD | evidence → |
| Equity capital | 13,272,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,427,000 | USD | evidence → |
| Interest expense | 133,000 | USD | evidence → |
| Net interest income | 4,294,000 | USD | evidence → |
| Noninterest income | 284,000 | USD | evidence → |
| Noninterest expense | 2,581,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,973,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,973,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,374,000 | USD | evidence → |
| Total capital | 14,168,000 | USD | evidence → |
| Risk-weighted assets | 62,670,000 | USD | evidence → |