Call report 2015Q2
RUBY VALLEY BANK — 2015Q2
The 22 measures RUBY VALLEY BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,193,000 | USD | evidence → |
| Total loans | 57,513,000 | USD | evidence → |
| Allowance for loan losses | 1,600,000 | USD | evidence → |
| Securities available for sale | 24,854,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 74,569,000 | USD | evidence → |
| Interest-bearing deposits | 53,888,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,681,000 | USD | evidence → |
| Equity capital | 12,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,083,000 | USD | evidence → |
| Interest expense | 67,000 | USD | evidence → |
| Net interest income | 2,016,000 | USD | evidence → |
| Noninterest income | 140,000 | USD | evidence → |
| Noninterest expense | 1,266,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 846,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 846,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,647,000 | USD | evidence → |
| Total capital | 13,459,000 | USD | evidence → |
| Risk-weighted assets | 64,136,000 | USD | evidence → |