Call report 2014Q4
RUBY VALLEY BANK — 2014Q4
The 22 measures RUBY VALLEY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,512,000 | USD | evidence → |
| Total loans | 55,097,000 | USD | evidence → |
| Allowance for loan losses | 1,554,000 | USD | evidence → |
| Securities available for sale | 20,989,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,978,000 | USD | evidence → |
| Interest-bearing deposits | 53,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,642,000 | USD | evidence → |
| Equity capital | 12,445,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,331,000 | USD | evidence → |
| Interest expense | 159,000 | USD | evidence → |
| Net interest income | 4,172,000 | USD | evidence → |
| Noninterest income | 307,000 | USD | evidence → |
| Noninterest expense | 2,437,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 1,712,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,712,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,300,000 | USD | evidence → |
| Total capital | 13,052,000 | USD | evidence → |
| Risk-weighted assets | 59,335,000 | USD | evidence → |