Call report 2009Q4
RUBY VALLEY BANK — 2009Q4
The 22 measures RUBY VALLEY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,975,000 | USD | evidence → |
| Total loans | 55,915,000 | USD | evidence → |
| Allowance for loan losses | 980,000 | USD | evidence → |
| Securities available for sale | 7,452,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 64,046,000 | USD | evidence → |
| Interest-bearing deposits | 51,854,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,192,000 | USD | evidence → |
| Equity capital | 8,720,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,745,000 | USD | evidence → |
| Interest expense | 933,000 | USD | evidence → |
| Net interest income | 3,812,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 2,250,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | 1,389,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,389,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,631,000 | USD | evidence → |
| Total capital | 9,346,000 | USD | evidence → |
| Risk-weighted assets | 56,885,000 | USD | evidence → |