Call report 2004Q4
RUBY VALLEY BANK — 2004Q4
The 22 measures RUBY VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 53,524,000 | USD | evidence → |
| Total loans | 43,336,000 | USD | evidence → |
| Allowance for loan losses | 820,000 | USD | evidence → |
| Securities available for sale | 3,306,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 46,297,000 | USD | evidence → |
| Interest-bearing deposits | 36,490,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,807,000 | USD | evidence → |
| Equity capital | 6,106,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,692,000 | USD | evidence → |
| Interest expense | 599,000 | USD | evidence → |
| Net interest income | 3,093,000 | USD | evidence → |
| Noninterest income | 271,000 | USD | evidence → |
| Noninterest expense | 1,729,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 1,585,000 | USD | evidence → |
| Income tax | -6,000 | USD | evidence → |
| Net income | 1,591,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,095,000 | USD | evidence → |
| Total capital | 6,664,000 | USD | evidence → |
| Risk-weighted assets | 45,297,000 | USD | evidence → |
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