Call reports 2023
COMMUNITY FIRST BANK — 2023
What COMMUNITY FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 311,183,000 | 326,527,000 | 326,783,000 | 338,933,000 |
| Total loans | 264,186,000 | 272,929,000 | 276,113,000 | 286,847,000 |
| Allowance for loan losses | 3,040,000 | 3,135,000 | 2,939,000 | 3,058,000 |
| Securities available for sale | 5,535,000 | 5,442,000 | 5,533,000 | 5,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,672,000 | 283,479,000 | 275,107,000 | 285,413,000 |
| Interest-bearing deposits | 184,936,000 | 229,943,000 | 228,279,000 | 240,493,000 |
| Noninterest-bearing deposits | 84,736,000 | 53,536,000 | 46,828,000 | 44,920,000 |
| Equity capital | 40,163,000 | 41,175,000 | 42,251,000 | 43,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,016,000 | 8,596,000 | 13,508,000 | 18,836,000 |
| Interest expense | 1,160,000 | 2,782,000 | 4,880,000 | 7,263,000 |
| Net interest income | 2,856,000 | 5,814,000 | 8,628,000 | 11,573,000 |
| Noninterest income | 115,000 | 241,000 | 365,000 | 469,000 |
| Noninterest expense | 1,655,000 | 3,328,000 | 5,008,000 | 6,922,000 |
| Provision for loan losses | 126,000 | 262,000 | 128,000 | 200,000 |
| Pretax income | 1,190,000 | 2,465,000 | 3,857,000 | 4,920,000 |
| Income tax | 367,000 | 655,000 | 993,000 | 1,251,000 |
| Net income | 823,000 | 1,810,000 | 2,864,000 | 3,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,952,000 | 30,896,000 | 31,985,000 | 32,828,000 |
| Total capital | 33,246,000 | 34,298,000 | 35,267,000 | 36,173,000 |
| Risk-weighted assets | 263,498,000 | 271,992,000 | 277,883,000 | 286,191,000 |