Call reports 2022
COMMUNITY FIRST BANK — 2022
What COMMUNITY FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 270,475,000 | 288,252,000 | 294,504,000 | 305,731,000 |
| Total loans | 215,961,000 | 233,837,000 | 246,922,000 | 252,927,000 |
| Allowance for loan losses | 1,489,000 | 1,707,000 | 2,025,000 | 2,221,000 |
| Securities available for sale | 5,735,000 | 5,165,000 | 5,217,000 | 5,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,596,000 | 243,568,000 | 229,746,000 | 262,072,000 |
| Interest-bearing deposits | 140,411,000 | 125,714,000 | 148,260,000 | 178,185,000 |
| Noninterest-bearing deposits | 85,185,000 | 117,854,000 | 81,486,000 | 83,887,000 |
| Equity capital | 36,742,000 | 37,714,000 | 38,757,000 | 39,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,131,000 | 6,367,000 | 9,957,000 | 13,783,000 |
| Interest expense | 193,000 | 427,000 | 747,000 | 1,443,000 |
| Net interest income | 2,938,000 | 5,940,000 | 9,210,000 | 12,340,000 |
| Noninterest income | 119,000 | 236,000 | 339,000 | 452,000 |
| Noninterest expense | 1,790,000 | 3,371,000 | 5,000,000 | 6,697,000 |
| Provision for loan losses | 165,000 | 383,000 | 702,000 | 898,000 |
| Pretax income | 1,102,000 | 2,422,000 | 3,847,000 | 5,197,000 |
| Income tax | 265,000 | 584,000 | 929,000 | 1,253,000 |
| Net income | 837,000 | 1,838,000 | 2,918,000 | 3,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,294,000 | 27,332,000 | 28,449,000 | 29,513,000 |
| Total capital | 27,783,000 | 29,039,000 | 30,474,000 | 31,734,000 |
| Risk-weighted assets | 214,713,000 | 232,325,000 | 246,388,000 | 252,463,000 |