Call reports 2021
COMMUNITY FIRST BANK — 2021
What COMMUNITY FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 243,546,000 | 261,779,000 | 254,656,000 | 254,329,000 |
| Total loans | 194,093,000 | 188,919,000 | 186,790,000 | 209,399,000 |
| Allowance for loan losses | 2,216,000 | 368,000 | 743,000 | 1,324,000 |
| Securities available for sale | 6,012,000 | 3,915,000 | 6,143,000 | 5,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,914,000 | 217,995,000 | 211,360,000 | 205,415,000 |
| Interest-bearing deposits | 147,105,000 | 155,012,000 | 148,681,000 | 144,415,000 |
| Noninterest-bearing deposits | 63,810,000 | 62,983,000 | 62,679,000 | 60,999,000 |
| Equity capital | 22,369,000 | 34,031,000 | 34,946,000 | 35,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,743,000 | 3,272,000 | 6,297,000 | 9,696,000 |
| Interest expense | 370,000 | 124,000 | 200,000 | 299,000 |
| Net interest income | 2,373,000 | 3,148,000 | 6,097,000 | 9,397,000 |
| Noninterest income | 119,000 | 113,000 | 231,000 | 361,000 |
| Noninterest expense | 1,333,000 | 1,397,000 | 2,879,000 | 4,369,000 |
| Provision for loan losses | 0 | 368,000 | 743,000 | 1,324,000 |
| Pretax income | 1,159,000 | 1,496,000 | 2,706,000 | 4,065,000 |
| Income tax | 278,000 | 361,000 | 654,000 | 984,000 |
| Net income | 881,000 | 1,135,000 | 2,052,000 | 3,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,359,000 | 23,667,000 | 24,621,000 | 25,419,000 |
| Total capital | 24,575,000 | 24,035,000 | 25,364,000 | 26,743,000 |
| Risk-weighted assets | 179,521,000 | 179,135,000 | 179,903,000 | 205,932,000 |