Call reports 2020
COMMUNITY FIRST BANK — 2020
What COMMUNITY FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 197,612,000 | 224,242,000 | 230,723,000 | 235,235,000 |
| Total loans | 185,365,000 | 205,744,000 | 201,628,000 | 185,113,000 |
| Allowance for loan losses | 2,168,000 | 2,197,000 | 2,217,000 | 2,216,000 |
| Securities available for sale | 5,290,000 | 4,693,000 | 5,481,000 | 5,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,055,000 | 182,956,000 | 189,700,000 | 197,831,000 |
| Interest-bearing deposits | 123,728,000 | 134,428,000 | 140,830,000 | 144,168,000 |
| Noninterest-bearing deposits | 36,327,000 | 48,528,000 | 48,870,000 | 53,663,000 |
| Equity capital | 21,124,000 | 22,421,000 | 23,010,000 | 22,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,990,000 | 6,599,000 | 9,031,000 | 12,014,000 |
| Interest expense | 633,000 | 1,173,000 | 1,679,000 | 2,118,000 |
| Net interest income | 2,357,000 | 5,426,000 | 7,352,000 | 9,896,000 |
| Noninterest income | 114,000 | 208,000 | 313,000 | 430,000 |
| Noninterest expense | 1,294,000 | 2,690,000 | 3,928,000 | 5,167,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 1,147,000 | 2,884,000 | 3,657,000 | 5,079,000 |
| Income tax | 279,000 | 713,000 | 886,000 | 1,223,000 |
| Net income | 868,000 | 2,171,000 | 2,771,000 | 3,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,092,000 | 22,396,000 | 22,994,000 | 22,820,000 |
| Total capital | 23,260,000 | 24,593,000 | 25,211,000 | 25,003,000 |
| Risk-weighted assets | 178,295,000 | 180,399,000 | 179,301,000 | 174,617,000 |