Call reports 2019
COMMUNITY FIRST BANK — 2019
What COMMUNITY FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 187,590,000 | 193,755,000 | 191,939,000 | 205,103,000 |
| Total loans | 177,397,000 | 182,731,000 | 179,375,000 | 193,591,000 |
| Allowance for loan losses | 2,076,000 | 2,126,000 | 2,127,000 | 2,138,000 |
| Securities available for sale | 4,390,000 | 4,381,000 | 4,799,000 | 4,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,177,000 | 155,979,000 | 159,978,000 | 163,845,000 |
| Interest-bearing deposits | 122,078,000 | 120,634,000 | 123,410,000 | 125,471,000 |
| Noninterest-bearing deposits | 35,099,000 | 35,345,000 | 36,568,000 | 38,374,000 |
| Equity capital | 17,789,000 | 18,295,000 | 19,123,000 | 20,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,780,000 | 5,647,000 | 8,606,000 | 11,644,000 |
| Interest expense | 627,000 | 1,295,000 | 1,990,000 | 2,658,000 |
| Net interest income | 2,153,000 | 4,352,000 | 6,616,000 | 8,986,000 |
| Noninterest income | 109,000 | 224,000 | 345,000 | 670,000 |
| Noninterest expense | 1,246,000 | 2,496,000 | 3,787,000 | 5,061,000 |
| Provision for loan losses | 50,000 | 97,000 | 98,000 | 110,000 |
| Pretax income | 966,000 | 1,983,000 | 3,076,000 | 4,485,000 |
| Income tax | 234,000 | 480,000 | 746,000 | 1,037,000 |
| Net income | 732,000 | 1,503,000 | 2,330,000 | 3,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,786,000 | 18,278,000 | 19,106,000 | 20,223,000 |
| Total capital | 19,862,000 | 20,404,000 | 21,233,000 | 22,361,000 |
| Risk-weighted assets | 171,103,000 | 176,796,000 | 172,545,000 | 185,550,000 |