Call reports 2018
COMMUNITY FIRST BANK — 2018
What COMMUNITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 163,222,000 | 170,880,000 | 179,221,000 | 190,450,000 |
| Total loans | 152,498,000 | 160,125,000 | 168,354,000 | 180,112,000 |
| Allowance for loan losses | 1,948,000 | 1,922,000 | 1,922,000 | 2,028,000 |
| Securities available for sale | 4,300,000 | 4,266,000 | 4,239,000 | 3,883,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,680,000 | 136,770,000 | 137,224,000 | 150,418,000 |
| Interest-bearing deposits | 98,137,000 | 100,651,000 | 105,074,000 | 115,185,000 |
| Noninterest-bearing deposits | 38,543,000 | 36,119,000 | 32,150,000 | 35,233,000 |
| Equity capital | 15,401,000 | 16,110,000 | 16,806,000 | 17,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,284,000 | 4,711,000 | 7,310,000 | 10,051,000 |
| Interest expense | 297,000 | 649,000 | 1,104,000 | 1,651,000 |
| Net interest income | 1,987,000 | 4,062,000 | 6,206,000 | 8,400,000 |
| Noninterest income | 115,000 | 236,000 | 362,000 | 479,000 |
| Noninterest expense | 1,172,000 | 2,377,000 | 3,637,000 | 4,780,000 |
| Provision for loan losses | 45,000 | 87,000 | 87,000 | 193,000 |
| Pretax income | 885,000 | 1,834,000 | 2,844,000 | 3,906,000 |
| Income tax | 216,000 | 443,000 | 688,000 | 940,000 |
| Net income | 669,000 | 1,391,000 | 2,156,000 | 2,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,392,000 | 16,104,000 | 16,815,000 | 17,369,000 |
| Total capital | 17,248,000 | 18,026,000 | 18,737,000 | 19,396,000 |
| Risk-weighted assets | 148,409,000 | 155,837,000 | 162,365,000 | 173,393,000 |