Call reports 2017
COMMUNITY FIRST BANK — 2017
What COMMUNITY FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 142,231,000 | 150,469,000 | 155,130,000 | 158,858,000 |
| Total loans | 132,404,000 | 139,838,000 | 144,996,000 | 148,471,000 |
| Allowance for loan losses | 1,798,000 | 1,843,000 | 1,895,000 | 1,898,000 |
| Securities available for sale | 4,290,000 | 4,438,000 | 4,327,000 | 4,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,267,000 | 121,277,000 | 123,561,000 | 126,394,000 |
| Interest-bearing deposits | 86,052,000 | 87,088,000 | 87,112,000 | 89,209,000 |
| Noninterest-bearing deposits | 36,215,000 | 34,189,000 | 36,449,000 | 37,185,000 |
| Equity capital | 13,765,000 | 14,146,000 | 14,435,000 | 14,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,826,000 | 3,789,000 | 5,883,000 | 8,072,000 |
| Interest expense | 172,000 | 367,000 | 591,000 | 834,000 |
| Net interest income | 1,654,000 | 3,422,000 | 5,292,000 | 7,238,000 |
| Noninterest income | 113,000 | 230,000 | 354,000 | 460,000 |
| Noninterest expense | 1,129,000 | 2,292,000 | 3,462,000 | 4,632,000 |
| Provision for loan losses | 20,000 | 60,000 | 136,000 | 137,000 |
| Pretax income | 618,000 | 1,300,000 | 2,048,000 | 2,929,000 |
| Income tax | 219,000 | 464,000 | 734,000 | 1,128,000 |
| Net income | 399,000 | 836,000 | 1,314,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,725,000 | 14,104,000 | 14,396,000 | 14,776,000 |
| Total capital | 15,381,000 | 15,847,000 | 16,181,000 | 16,579,000 |
| Risk-weighted assets | 132,328,000 | 139,320,000 | 142,704,000 | 144,125,000 |