Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 135,198,000 | 134,777,000 | 138,566,000 | 138,511,000 |
| Total loans | 123,968,000 | 124,399,000 | 128,568,000 | 124,975,000 |
| Allowance for loan losses | 1,737,000 | 1,799,000 | 1,776,000 | 1,776,000 |
| Securities available for sale | 4,615,000 | 4,513,000 | 4,602,000 | 4,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,105,000 | 116,993,000 | 117,642,000 | 119,677,000 |
| Interest-bearing deposits | 83,315,000 | 82,664,000 | 84,516,000 | 84,294,000 |
| Noninterest-bearing deposits | 32,790,000 | 34,329,000 | 33,126,000 | 35,383,000 |
| Equity capital | 12,350,000 | 12,711,000 | 13,090,000 | 13,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,767,000 | 3,566,000 | 5,404,000 | 7,291,000 |
| Interest expense | 161,000 | 323,000 | 494,000 | 668,000 |
| Net interest income | 1,606,000 | 3,243,000 | 4,910,000 | 6,623,000 |
| Noninterest income | 117,000 | 235,000 | 378,000 | 493,000 |
| Noninterest expense | 1,031,000 | 2,092,000 | 3,193,000 | 4,323,000 |
| Provision for loan losses | 60,000 | 121,000 | 121,000 | 121,000 |
| Pretax income | 632,000 | 1,265,000 | 1,974,000 | 2,672,000 |
| Income tax | 224,000 | 449,000 | 703,000 | 937,000 |
| Net income | 408,000 | 816,000 | 1,271,000 | 1,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,256,000 | 12,611,000 | 12,997,000 | 13,397,000 |
| Total capital | 13,783,000 | 14,145,000 | 14,579,000 | 14,957,000 |
| Risk-weighted assets | 121,973,000 | 122,473,000 | 126,379,000 | 124,571,000 |