Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 118,257,000 | 119,153,000 | 125,189,000 | 131,801,000 |
| Total loans | 104,367,000 | 107,106,000 | 112,763,000 | 120,650,000 |
| Allowance for loan losses | 1,474,000 | 1,550,000 | 1,625,000 | 1,677,000 |
| Securities available for sale | 5,852,000 | 5,311,000 | 5,279,000 | 4,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,796,000 | 101,171,000 | 107,178,000 | 110,904,000 |
| Interest-bearing deposits | 77,646,000 | 76,683,000 | 79,230,000 | 80,628,000 |
| Noninterest-bearing deposits | 25,150,000 | 24,488,000 | 27,948,000 | 30,276,000 |
| Equity capital | 11,112,000 | 11,363,000 | 11,661,000 | 12,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,159,000 | 4,822,000 | 6,592,000 |
| Interest expense | 122,000 | 245,000 | 414,000 | 571,000 |
| Net interest income | 1,431,000 | 2,914,000 | 4,408,000 | 6,021,000 |
| Noninterest income | 40,000 | 101,000 | 233,000 | 308,000 |
| Noninterest expense | 1,029,000 | 2,039,000 | 3,072,000 | 4,126,000 |
| Provision for loan losses | 120,000 | 196,000 | 272,000 | 324,000 |
| Pretax income | 322,000 | 780,000 | 1,297,000 | 1,879,000 |
| Income tax | 110,000 | 271,000 | 452,000 | 658,000 |
| Net income | 212,000 | 509,000 | 845,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,995,000 | 11,264,000 | 11,569,000 | 11,922,000 |
| Total capital | 12,311,000 | 12,602,000 | 12,978,000 | 13,405,000 |
| Risk-weighted assets | 105,111,000 | 106,820,000 | 112,513,000 | 118,474,000 |