Call reports 2014
COMMUNITY FIRST BANK — 2014
What COMMUNITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 113,143,000 | 114,152,000 | 120,115,000 | 119,870,000 |
| Total loans | 97,346,000 | 99,839,000 | 107,676,000 | 105,985,000 |
| Allowance for loan losses | 1,467,000 | 1,542,000 | 1,610,000 | 1,405,000 |
| Securities available for sale | 7,808,000 | 6,577,000 | 5,909,000 | 5,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,419,000 | 96,597,000 | 100,756,000 | 100,829,000 |
| Interest-bearing deposits | 75,161,000 | 75,074,000 | 80,062,000 | 76,136,000 |
| Noninterest-bearing deposits | 22,258,000 | 21,523,000 | 20,694,000 | 24,693,000 |
| Equity capital | 9,795,000 | 10,098,000 | 10,639,000 | 10,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,388,000 | 2,894,000 | 4,443,000 | 6,037,000 |
| Interest expense | 106,000 | 219,000 | 340,000 | 470,000 |
| Net interest income | 1,282,000 | 2,675,000 | 4,103,000 | 5,567,000 |
| Noninterest income | 60,000 | 165,000 | 280,000 | 392,000 |
| Noninterest expense | 1,011,000 | 2,069,000 | 3,209,000 | 4,385,000 |
| Provision for loan losses | 99,000 | 175,000 | 242,000 | 243,000 |
| Pretax income | 232,000 | 596,000 | 932,000 | 1,331,000 |
| Income tax | 77,000 | 204,000 | 319,000 | 448,000 |
| Net income | 155,000 | 392,000 | 613,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,674,000 | 9,972,000 | 10,518,000 | 10,787,000 |
| Total capital | 10,894,000 | 11,229,000 | 11,867,000 | 12,131,000 |
| Risk-weighted assets | 97,351,000 | 100,293,000 | 107,681,000 | 107,465,000 |