Call reports 2013
COMMUNITY FIRST BANK — 2013
What COMMUNITY FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,635,000 | 103,744,000 | 106,546,000 | 106,960,000 |
| Total loans | 75,457,000 | 87,019,000 | 89,658,000 | 92,417,000 |
| Allowance for loan losses | 1,143,000 | 1,327,000 | 1,348,000 | 1,393,000 |
| Securities available for sale | 11,854,000 | 10,168,000 | 9,478,000 | 8,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,747,000 | 88,354,000 | 91,089,000 | 92,154,000 |
| Interest-bearing deposits | 57,844,000 | 68,094,000 | 69,123,000 | 70,464,000 |
| Noninterest-bearing deposits | 20,904,000 | 20,260,000 | 21,966,000 | 21,690,000 |
| Equity capital | 8,346,000 | 8,851,000 | 9,093,000 | 9,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,333,000 | 3,654,000 | 4,999,000 |
| Interest expense | 58,000 | 132,000 | 224,000 | 319,000 |
| Net interest income | 1,036,000 | 2,201,000 | 3,430,000 | 4,680,000 |
| Noninterest income | 116,000 | 262,000 | 411,000 | 533,000 |
| Noninterest expense | 868,000 | 1,840,000 | 2,747,000 | 3,766,000 |
| Provision for loan losses | 100,000 | 340,000 | 396,000 | 431,000 |
| Pretax income | 184,000 | 276,000 | 691,000 | 1,007,000 |
| Income tax | 52,000 | 71,000 | 209,000 | 288,000 |
| Net income | 132,000 | 205,000 | 482,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,132,000 | 8,705,000 | 8,982,000 | 9,219,000 |
| Total capital | 9,068,000 | 9,777,000 | 10,114,000 | 10,385,000 |
| Risk-weighted assets | 74,302,000 | 85,522,000 | 90,368,000 | 93,040,000 |