Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 78,198,000 | 82,558,000 | 82,567,000 | 91,304,000 |
| Total loans | 50,216,000 | 54,212,000 | 62,163,000 | 71,518,000 |
| Allowance for loan losses | 935,000 | 1,000,000 | 838,000 | 1,080,000 |
| Securities available for sale | 14,467,000 | 16,571,000 | 14,973,000 | 12,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,631,000 | 72,112,000 | 67,587,000 | 70,190,000 |
| Interest-bearing deposits | 46,161,000 | 52,340,000 | 46,225,000 | 48,845,000 |
| Noninterest-bearing deposits | 21,470,000 | 19,771,000 | 21,362,000 | 21,345,000 |
| Equity capital | 8,093,000 | 8,251,000 | 8,250,000 | 8,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,763,000 | 2,679,000 | 3,751,000 |
| Interest expense | 127,000 | 237,000 | 318,000 | 381,000 |
| Net interest income | 759,000 | 1,526,000 | 2,361,000 | 3,370,000 |
| Noninterest income | 129,000 | 255,000 | 392,000 | 528,000 |
| Noninterest expense | 659,000 | 1,263,000 | 2,003,000 | 2,914,000 |
| Provision for loan losses | 104,000 | 172,000 | 350,000 | 614,000 |
| Pretax income | 125,000 | 346,000 | 405,000 | 375,000 |
| Income tax | 6,000 | 16,000 | -51,000 | -80,000 |
| Net income | 119,000 | 330,000 | 456,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,791,000 | 7,876,000 | 8,001,000 | 8,000,000 |
| Total capital | 8,373,000 | 8,531,000 | 8,692,000 | 8,876,000 |
| Risk-weighted assets | 46,199,000 | 52,070,000 | 55,121,000 | 69,857,000 |