Call reports 2011
COMMUNITY FIRST BANK — 2011
What COMMUNITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 78,598,000 | 76,402,000 | 77,469,000 | 74,630,000 |
| Total loans | 49,481,000 | 46,971,000 | 52,469,000 | 50,515,000 |
| Allowance for loan losses | 938,000 | 978,000 | 835,000 | 834,000 |
| Securities available for sale | 18,107,000 | 17,421,000 | 15,594,000 | 14,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,805,000 | 63,844,000 | 65,986,000 | 64,017,000 |
| Interest-bearing deposits | 50,490,000 | 50,832,000 | 49,434,000 | 47,655,000 |
| Noninterest-bearing deposits | 13,315,000 | 13,011,000 | 16,551,000 | 16,361,000 |
| Equity capital | 8,283,000 | 8,446,000 | 8,441,000 | 7,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,721,000 | 2,638,000 | 3,541,000 |
| Interest expense | 166,000 | 329,000 | 488,000 | 630,000 |
| Net interest income | 677,000 | 1,392,000 | 2,150,000 | 2,911,000 |
| Noninterest income | 140,000 | 299,000 | 455,000 | 584,000 |
| Noninterest expense | 679,000 | 1,426,000 | 2,106,000 | 2,805,000 |
| Provision for loan losses | 63,000 | 120,000 | 421,000 | 822,000 |
| Pretax income | 75,000 | 145,000 | 78,000 | -107,000 |
| Income tax | 3,000 | 11,000 | 15,000 | 16,000 |
| Net income | 72,000 | 134,000 | 63,000 | -123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,073,000 | 8,136,000 | 8,064,000 | 7,670,000 |
| Total capital | 8,802,000 | 8,755,000 | 8,678,000 | 8,240,000 |
| Risk-weighted assets | 58,075,000 | 49,136,000 | 48,900,000 | 45,328,000 |