Call reports 2023

CITIZENS STATE BANK — 2023

Name: CITIZENS STATE BANK — FFIEC call report 2023
Creator: CITIZENS STATE BANK

What CITIZENS STATE BANK reported to the FFIEC in 2023, quarter by quarter.

PERIOD: 2023SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4ae854f5-48cc-415c-bc20-e630885010c6/2023

Balance sheet

What the bank holds and owes at quarter end

Measure	2023Q1	2023Q2	2023Q3	2023Q4
Total assets	83,215,000	85,558,000	86,924,000	82,478,000
Total loans	45,225,000	45,480,000	44,254,000	47,001,000
Allowance for loan losses	587,000	581,000	575,000	543,000
Securities available for sale	21,097,000	20,166,000	18,710,000	21,631,000
Securities held to maturity	3,864,000	3,862,000	2,916,000	2,916,000
Trading assets	0	0	0	0
Total deposits	76,508,000	79,243,000	81,131,000	75,624,000
Interest-bearing deposits	58,876,000	61,214,000	63,568,000	56,788,000
Noninterest-bearing deposits	17,632,000	18,029,000	17,563,000	18,836,000
Equity capital	6,515,000	6,024,000	5,525,000	6,672,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2023Q1	2023Q2	2023Q3	2023Q4
Interest income	982,000	1,997,000	3,038,000	4,104,000
Interest expense	253,000	538,000	864,000	1,204,000
Net interest income	729,000	1,459,000	2,174,000	2,900,000
Noninterest income	195,000	382,000	581,000	789,000
Noninterest expense	948,000	1,911,000	2,858,000	3,733,000
Provision for loan losses	7,000	15,000	22,000	0
Pretax income	-31,000	-85,000	-131,000	-50,000
Income tax	-52,000	-52,000	-52,000	-52,000
Net income	21,000	-33,000	-79,000	2,000

Basel measures — not reported for every quarter

Measure	2023Q1	2023Q2	2023Q3	2023Q4
Tier 1 capital	8,717,000	8,663,000	8,617,000	8,698,000
Total capital	9,304,000	9,244,000	9,192,000	9,241,000
Risk-weighted assets	50,087,000	50,535,000	49,447,000	50,838,000