Call reports 2016

CITIZENS STATE BANK — 2016

Name: CITIZENS STATE BANK — FFIEC call report 2016
Creator: CITIZENS STATE BANK

What CITIZENS STATE BANK reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/4ae854f5-48cc-415c-bc20-e630885010c6/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	84,496,000	85,094,000	83,190,000	82,223,000
Total loans	40,123,000	42,761,000	43,279,000	42,911,000
Allowance for loan losses	550,000	549,000	523,000	547,000
Securities available for sale	30,815,000	30,167,000	26,397,000	25,379,000
Securities held to maturity	4,808,000	4,804,000	4,799,000	4,795,000
Trading assets	0	0	0	0
Total deposits	70,952,000	70,044,000	69,383,000	69,303,000
Interest-bearing deposits	61,243,000	60,728,000	59,940,000	60,406,000
Noninterest-bearing deposits	9,709,000	9,316,000	9,443,000	8,897,000
Equity capital	8,454,000	8,631,000	8,785,000	7,650,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	1,079,000	2,188,000	3,327,000	4,433,000
Interest expense	140,000	280,000	421,000	558,000
Net interest income	939,000	1,908,000	2,906,000	3,875,000
Noninterest income	254,000	452,000	669,000	852,000
Noninterest expense	927,000	1,941,000	2,973,000	4,017,000
Provision for loan losses	24,000	53,000	103,000	237,000
Pretax income	268,000	392,000	599,000	573,000
Income tax	34,000	34,000	55,000	-32,000
Net income	234,000	358,000	544,000	605,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	8,116,000	8,240,000	8,426,000	7,850,000
Total capital	8,630,000	8,787,000	8,949,000	8,397,000
Risk-weighted assets	41,103,000	43,779,000	44,447,000	44,096,000