Call reports 2014
PROSPECT FEDERAL SAVINGS BANK — 2014
What PROSPECT FEDERAL SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 256,883,000 | 255,157,000 | 248,541,000 | 247,395,000 |
| Total loans | 52,622,000 | 50,976,000 | 48,536,000 | 47,243,000 |
| Allowance for loan losses | 891,000 | 915,000 | 831,000 | 862,000 |
| Securities available for sale | 62,282,000 | 52,467,000 | 42,107,000 | 29,475,000 |
| Securities held to maturity | 66,773,000 | 76,064,000 | 88,682,000 | 92,506,000 |
| Trading assets | 1,477,000 | 1,477,000 | 1,477,000 | 1,479,000 |
| Total deposits | 223,679,000 | 221,333,000 | 214,845,000 | 213,776,000 |
| Interest-bearing deposits | 222,045,000 | 219,194,000 | 212,511,000 | 210,972,000 |
| Noninterest-bearing deposits | 1,634,000 | 2,139,000 | 2,334,000 | 2,804,000 |
| Equity capital | 32,390,000 | 32,968,000 | 32,852,000 | 32,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,702,000 | 4,005,000 | 5,432,000 |
| Interest expense | 406,000 | 789,000 | 1,162,000 | 1,522,000 |
| Net interest income | 954,000 | 1,913,000 | 2,843,000 | 3,910,000 |
| Noninterest income | 24,000 | 126,000 | 149,000 | 228,000 |
| Noninterest expense | 1,147,000 | 2,321,000 | 3,447,000 | 4,749,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 138,000 |
| Pretax income | -240,000 | -383,000 | -586,000 | -790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -240,000 | -383,000 | -586,000 | -790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,406,000 | 33,263,000 | 33,060,000 | 32,856,000 |
| Total capital | 34,297,000 | 34,178,000 | 33,891,000 | 33,718,000 |
| Risk-weighted assets | 83,959,000 | 82,059,000 | 79,872,000 | 79,409,000 |
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