Call reports 2025
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2025
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 701,746,000 | 694,137,000 | 702,058,000 | 719,681,000 |
| Total loans | 471,192,000 | 481,850,000 | 483,114,000 | 510,357,000 |
| Allowance for loan losses | 5,472,000 | 5,565,000 | 5,764,000 | 6,203,000 |
| Securities available for sale | 155,024,000 | 152,285,000 | 151,475,000 | 151,980,000 |
| Securities held to maturity | 10,409,000 | 10,341,000 | 10,861,000 | 10,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 580,440,000 | 574,822,000 | 580,020,000 | 563,095,000 |
| Interest-bearing deposits | 470,510,000 | 469,531,000 | 464,959,000 | 458,412,000 |
| Noninterest-bearing deposits | 109,930,000 | 105,291,000 | 115,061,000 | 104,683,000 |
| Equity capital | 60,038,000 | 62,508,000 | 66,781,000 | 68,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,690,000 | 17,506,000 | 26,681,000 | 36,068,000 |
| Interest expense | 3,397,000 | 6,705,000 | 10,035,000 | 13,207,000 |
| Net interest income | 5,293,000 | 10,801,000 | 16,646,000 | 22,861,000 |
| Noninterest income | 744,000 | 1,578,000 | 2,488,000 | 3,333,000 |
| Noninterest expense | 3,153,000 | 6,596,000 | 9,859,000 | 13,456,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 900,000 |
| Pretax income | 2,734,000 | 5,523,000 | 8,622,000 | 11,133,000 |
| Income tax | 717,000 | 1,449,000 | 2,256,000 | 2,898,000 |
| Net income | 2,017,000 | 4,074,000 | 6,366,000 | 8,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,329,000 | 80,216,000 | 82,144,000 | 82,597,000 |