Call reports 2024
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2024
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 676,208,000 | 682,990,000 | 690,783,000 | 695,514,000 |
| Total loans | 436,104,000 | 458,768,000 | 464,145,000 | 475,080,000 |
| Allowance for loan losses | 5,316,000 | 5,361,000 | 5,418,000 | 5,281,000 |
| Securities available for sale | 168,523,000 | 163,968,000 | 166,403,000 | 157,793,000 |
| Securities held to maturity | 11,453,000 | 11,384,000 | 10,997,000 | 10,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,301,000 | 574,769,000 | 578,592,000 | 579,027,000 |
| Interest-bearing deposits | 456,670,000 | 463,392,000 | 473,985,000 | 468,048,000 |
| Noninterest-bearing deposits | 113,631,000 | 111,377,000 | 104,607,000 | 110,979,000 |
| Equity capital | 52,739,000 | 54,850,000 | 60,615,000 | 56,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,773,000 | 16,023,000 | 24,832,000 | 33,693,000 |
| Interest expense | 3,130,000 | 6,500,000 | 10,179,000 | 13,829,000 |
| Net interest income | 4,643,000 | 9,523,000 | 14,653,000 | 19,864,000 |
| Noninterest income | 756,000 | 1,569,000 | 2,459,000 | 3,315,000 |
| Noninterest expense | 2,882,000 | 6,032,000 | 9,184,000 | 12,987,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 425,000 |
| Pretax income | 2,442,000 | 4,832,000 | 7,625,000 | 9,689,000 |
| Income tax | 637,000 | 1,260,000 | 2,000,000 | 2,543,000 |
| Net income | 1,805,000 | 3,572,000 | 5,625,000 | 7,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,065,000 | 73,850,000 | 75,919,000 | 76,399,000 |