Call reports 2023
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2023
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 629,847,000 | 647,931,000 | 643,427,000 | 670,702,000 |
| Total loans | 382,444,000 | 401,925,000 | 407,627,000 | 424,670,000 |
| Allowance for loan losses | 5,182,000 | 5,238,000 | 5,334,000 | 5,271,000 |
| Securities available for sale | 192,983,000 | 181,076,000 | 170,323,000 | 174,585,000 |
| Securities held to maturity | 12,792,000 | 12,525,000 | 12,512,000 | 12,176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,293,000 | 519,459,000 | 522,902,000 | 558,632,000 |
| Interest-bearing deposits | 377,130,000 | 403,123,000 | 415,848,000 | 445,285,000 |
| Noninterest-bearing deposits | 125,163,000 | 116,336,000 | 107,054,000 | 113,347,000 |
| Equity capital | 47,526,000 | 47,934,000 | 44,310,000 | 51,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,240,000 | 13,045,000 | 20,404,000 | 27,947,000 |
| Interest expense | 1,406,000 | 3,574,000 | 6,209,000 | 9,170,000 |
| Net interest income | 4,834,000 | 9,471,000 | 14,195,000 | 18,777,000 |
| Noninterest income | 1,176,000 | 1,982,000 | 2,850,000 | 3,827,000 |
| Noninterest expense | 2,997,000 | 6,171,000 | 9,018,000 | 12,410,000 |
| Provision for loan losses | 75,000 | 150,000 | 275,000 | 250,000 |
| Pretax income | 2,938,000 | 5,060,000 | 7,680,000 | 9,623,000 |
| Income tax | 738,000 | 1,275,000 | 1,945,000 | 2,519,000 |
| Net income | 2,200,000 | 3,785,000 | 5,735,000 | 7,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,264,000 | 67,896,000 | 69,893,000 | 70,349,000 |