Call reports 2022
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2022
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 603,322,000 | 599,074,000 | 595,051,000 | 615,407,000 |
| Total loans | 336,394,000 | 343,966,000 | 350,324,000 | 376,081,000 |
| Allowance for loan losses | 4,761,000 | 5,013,000 | 5,028,000 | 5,061,000 |
| Securities available for sale | 224,763,000 | 209,899,000 | 194,510,000 | 191,544,000 |
| Securities held to maturity | 11,327,000 | 10,855,000 | 10,832,000 | 10,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,157,000 | 515,138,000 | 511,325,000 | 503,269,000 |
| Interest-bearing deposits | 385,247,000 | 383,947,000 | 381,514,000 | 375,225,000 |
| Noninterest-bearing deposits | 138,910,000 | 131,191,000 | 129,811,000 | 128,044,000 |
| Equity capital | 51,093,000 | 45,325,000 | 40,299,000 | 43,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,786,000 | 9,832,000 | 15,159,000 | 21,039,000 |
| Interest expense | 384,000 | 745,000 | 1,220,000 | 2,102,000 |
| Net interest income | 4,402,000 | 9,087,000 | 13,939,000 | 18,937,000 |
| Noninterest income | 754,000 | 1,522,000 | 2,478,000 | 3,372,000 |
| Noninterest expense | 2,450,000 | 4,901,000 | 7,663,000 | 11,761,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,631,000 | 5,560,000 | 8,531,000 | 10,108,000 |
| Income tax | 654,000 | 1,370,000 | 2,106,000 | 2,490,000 |
| Net income | 1,977,000 | 4,190,000 | 6,425,000 | 7,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,124,000 | 61,602,000 | 63,995,000 | 64,153,000 |