Call reports 2021
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2021
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 550,045,000 | 561,365,000 | 578,892,000 | 591,547,000 |
| Total loans | 314,318,000 | 333,693,000 | 334,534,000 | 335,650,000 |
| Allowance for loan losses | 4,394,000 | 4,564,000 | 4,713,000 | 4,653,000 |
| Securities available for sale | 197,748,000 | 191,734,000 | 196,356,000 | 211,088,000 |
| Securities held to maturity | 10,540,000 | 10,487,000 | 10,193,000 | 11,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,716,000 | 470,683,000 | 490,501,000 | 494,507,000 |
| Interest-bearing deposits | 349,456,000 | 352,573,000 | 374,677,000 | 372,489,000 |
| Noninterest-bearing deposits | 118,260,000 | 118,110,000 | 115,824,000 | 122,018,000 |
| Equity capital | 57,183,000 | 59,697,000 | 60,744,000 | 60,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,389,000 | 8,992,000 | 14,221,000 | 19,255,000 |
| Interest expense | 427,000 | 832,000 | 1,228,000 | 1,604,000 |
| Net interest income | 3,962,000 | 8,160,000 | 12,993,000 | 17,651,000 |
| Noninterest income | 703,000 | 1,479,000 | 2,322,000 | 3,184,000 |
| Noninterest expense | 2,253,000 | 4,635,000 | 7,255,000 | 11,026,000 |
| Provision for loan losses | 150,000 | 375,000 | 550,000 | 750,000 |
| Pretax income | 2,275,000 | 4,652,000 | 7,533,000 | 9,082,000 |
| Income tax | 576,000 | 1,152,000 | 1,880,000 | 2,252,000 |
| Net income | 1,699,000 | 3,500,000 | 5,653,000 | 6,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,308,000 | 55,179,000 | 56,545,000 | 56,935,000 |