Call reports 2020
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2020
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 464,311,000 | 479,972,000 | 498,199,000 | 521,905,000 |
| Total loans | 317,236,000 | 326,955,000 | 315,613,000 | 318,741,000 |
| Allowance for loan losses | 3,684,000 | 4,170,000 | 4,127,000 | 4,226,000 |
| Securities available for sale | 96,330,000 | 112,225,000 | 140,050,000 | 157,851,000 |
| Securities held to maturity | 13,445,000 | 13,127,000 | 12,413,000 | 10,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,380,000 | 402,883,000 | 417,692,000 | 433,171,000 |
| Interest-bearing deposits | 300,246,000 | 307,304,000 | 323,343,000 | 332,172,000 |
| Noninterest-bearing deposits | 81,134,000 | 95,579,000 | 94,349,000 | 100,999,000 |
| Equity capital | 53,773,000 | 55,812,000 | 57,438,000 | 57,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,614,000 | 9,116,000 | 13,575,000 | 18,099,000 |
| Interest expense | 787,000 | 1,450,000 | 2,032,000 | 2,542,000 |
| Net interest income | 3,827,000 | 7,666,000 | 11,543,000 | 15,557,000 |
| Noninterest income | 639,000 | 1,244,000 | 2,041,000 | 2,877,000 |
| Noninterest expense | 2,517,000 | 4,657,000 | 7,195,000 | 10,540,000 |
| Provision for loan losses | 150,000 | 650,000 | 950,000 | 1,250,000 |
| Pretax income | 1,919,000 | 3,824,000 | 5,660,000 | 6,865,000 |
| Income tax | 525,000 | 1,043,000 | 1,367,000 | 1,643,000 |
| Net income | 1,394,000 | 2,781,000 | 4,293,000 | 5,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,093,000 | 49,574,000 | 51,183,000 | 51,536,000 |