Call reports 2019
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2019
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 453,622,000 | 455,779,000 | 461,907,000 | 461,835,000 |
| Total loans | 306,553,000 | 315,329,000 | 322,748,000 | 324,785,000 |
| Allowance for loan losses | 3,317,000 | 3,362,000 | 3,620,000 | 3,541,000 |
| Securities available for sale | 96,938,000 | 94,953,000 | 95,922,000 | 94,030,000 |
| Securities held to maturity | 12,789,000 | 13,532,000 | 14,175,000 | 13,694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,722,000 | 388,286,000 | 390,357,000 | 382,145,000 |
| Interest-bearing deposits | 318,730,000 | 308,354,000 | 313,549,000 | 303,068,000 |
| Noninterest-bearing deposits | 76,992,000 | 79,932,000 | 76,808,000 | 79,077,000 |
| Equity capital | 48,845,000 | 50,958,000 | 52,482,000 | 52,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,498,000 | 9,073,000 | 13,851,000 | 18,578,000 |
| Interest expense | 781,000 | 1,601,000 | 2,460,000 | 3,238,000 |
| Net interest income | 3,717,000 | 7,472,000 | 11,391,000 | 15,340,000 |
| Noninterest income | 579,000 | 1,414,000 | 2,195,000 | 2,891,000 |
| Noninterest expense | 2,517,000 | 4,785,000 | 7,266,000 | 10,462,000 |
| Provision for loan losses | 75,000 | 150,000 | 425,000 | 1,125,000 |
| Pretax income | 1,704,000 | 4,070,000 | 6,014,000 | 6,763,000 |
| Income tax | 340,000 | 1,031,000 | 1,572,000 | 1,606,000 |
| Net income | 1,364,000 | 3,039,000 | 4,442,000 | 5,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,144,000 | 44,914,000 | 46,414,000 | 46,601,000 |
| Total capital | 46,461,000 | 48,276,000 | 50,034,000 | 50,142,000 |
| Risk-weighted assets | 345,719,000 | 353,618,000 | 351,960,000 | 361,910,000 |