Call reports 2018
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2018
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 380,200,000 | 455,226,000 | 449,488,000 | 456,261,000 |
| Total loans | 281,045,000 | 308,727,000 | 312,304,000 | 313,883,000 |
| Allowance for loan losses | 3,063,000 | 3,131,000 | 3,131,000 | 3,413,000 |
| Securities available for sale | 64,389,000 | 98,154,000 | 93,762,000 | 97,414,000 |
| Securities held to maturity | 12,238,000 | 12,187,000 | 11,917,000 | 13,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,713,000 | 368,809,000 | 376,457,000 | 379,745,000 |
| Interest-bearing deposits | 254,803,000 | 296,963,000 | 306,687,000 | 304,235,000 |
| Noninterest-bearing deposits | 60,910,000 | 71,846,000 | 69,770,000 | 75,510,000 |
| Equity capital | 44,074,000 | 44,951,000 | 45,804,000 | 46,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,770,000 | 7,975,000 | 12,360,000 | 16,911,000 |
| Interest expense | 560,000 | 1,177,000 | 1,876,000 | 2,611,000 |
| Net interest income | 3,210,000 | 6,798,000 | 10,484,000 | 14,300,000 |
| Noninterest income | 513,000 | 1,115,000 | 1,733,000 | 2,465,000 |
| Noninterest expense | 1,902,000 | 4,456,000 | 6,809,000 | 9,772,000 |
| Provision for loan losses | 75,000 | 150,000 | 325,000 | 600,000 |
| Pretax income | 1,746,000 | 3,294,000 | 5,070,000 | 6,351,000 |
| Income tax | 396,000 | 746,000 | 1,183,000 | 1,474,000 |
| Net income | 1,350,000 | 2,548,000 | 3,887,000 | 4,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,824,000 | 39,738,000 | 41,172,000 | 41,684,000 |
| Total capital | 46,886,000 | 42,869,000 | 44,303,000 | 45,097,000 |
| Risk-weighted assets | 313,333,000 | 344,445,000 | 349,632,000 | 351,208,000 |