Call reports 2017
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2017
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 376,535,000 | 385,319,000 | 399,684,000 | 391,837,000 |
| Total loans | 278,620,000 | 288,651,000 | 294,693,000 | 294,427,000 |
| Allowance for loan losses | 2,363,000 | 2,503,000 | 2,750,000 | 2,997,000 |
| Securities available for sale | 66,594,000 | 64,718,000 | 64,400,000 | 62,506,000 |
| Securities held to maturity | 12,800,000 | 12,779,000 | 12,718,000 | 12,327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,831,000 | 312,827,000 | 322,000,000 | 315,034,000 |
| Interest-bearing deposits | 248,376,000 | 254,114,000 | 265,384,000 | 252,635,000 |
| Noninterest-bearing deposits | 60,455,000 | 58,713,000 | 56,616,000 | 62,399,000 |
| Equity capital | 40,933,000 | 42,461,000 | 43,553,000 | 43,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,437,000 | 7,051,000 | 10,848,000 | 14,707,000 |
| Interest expense | 437,000 | 913,000 | 1,436,000 | 1,987,000 |
| Net interest income | 3,000,000 | 6,138,000 | 9,412,000 | 12,720,000 |
| Noninterest income | 478,000 | 970,000 | 1,564,000 | 1,997,000 |
| Noninterest expense | 1,738,000 | 3,216,000 | 4,908,000 | 7,406,000 |
| Provision for loan losses | 150,000 | 300,000 | 550,000 | 800,000 |
| Pretax income | 1,533,000 | 3,535,000 | 5,449,000 | 6,442,000 |
| Income tax | 501,000 | 1,164,000 | 1,873,000 | 2,348,000 |
| Net income | 1,032,000 | 2,371,000 | 3,576,000 | 4,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,890,000 | 41,523,000 | 42,670,000 | 42,472,000 |
| Total capital | 42,253,000 | 44,025,000 | 45,420,000 | 45,469,000 |
| Risk-weighted assets | 311,633,000 | 314,999,000 | 321,965,000 | 324,355,000 |