Call reports 2016
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2016
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 355,792,000 | 370,600,000 | 377,217,000 | 381,669,000 |
| Total loans | 256,786,000 | 269,392,000 | 276,124,000 | 278,998,000 |
| Allowance for loan losses | 2,120,000 | 2,342,000 | 2,487,000 | 2,217,000 |
| Securities available for sale | 67,869,000 | 69,019,000 | 68,640,000 | 69,221,000 |
| Securities held to maturity | 13,148,000 | 12,877,000 | 12,855,000 | 12,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,286,000 | 305,242,000 | 306,684,000 | 308,384,000 |
| Interest-bearing deposits | 236,377,000 | 247,456,000 | 250,823,000 | 248,438,000 |
| Noninterest-bearing deposits | 58,909,000 | 57,786,000 | 55,861,000 | 59,946,000 |
| Equity capital | 38,662,000 | 39,536,000 | 40,422,000 | 39,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,260,000 | 6,533,000 | 9,967,000 | 13,461,000 |
| Interest expense | 440,000 | 866,000 | 1,307,000 | 1,757,000 |
| Net interest income | 2,820,000 | 5,667,000 | 8,660,000 | 11,704,000 |
| Noninterest income | 434,000 | 925,000 | 1,499,000 | 1,973,000 |
| Noninterest expense | 1,634,000 | 3,308,000 | 4,984,000 | 7,024,000 |
| Provision for loan losses | 75,000 | 300,000 | 450,000 | 750,000 |
| Pretax income | 1,559,000 | 3,040,000 | 4,703,000 | 5,895,000 |
| Income tax | 536,000 | 1,046,000 | 1,622,000 | 1,930,000 |
| Net income | 1,023,000 | 1,994,000 | 3,081,000 | 3,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,100,000 | 38,022,000 | 39,035,000 | 39,366,000 |
| Total capital | 39,220,000 | 40,364,000 | 41,522,000 | 41,583,000 |
| Risk-weighted assets | 267,403,000 | 287,140,000 | 307,669,000 | 312,716,000 |