Call reports 2015
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2015
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 341,510,000 | 356,726,000 | 359,461,000 | 359,698,000 |
| Total loans | 224,730,000 | 240,990,000 | 250,951,000 | 256,999,000 |
| Allowance for loan losses | 1,779,000 | 1,825,000 | 1,894,000 | 2,042,000 |
| Securities available for sale | 88,552,000 | 83,153,000 | 77,876,000 | 72,004,000 |
| Securities held to maturity | 12,737,000 | 13,393,000 | 13,665,000 | 13,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,490,000 | 292,425,000 | 293,632,000 | 295,745,000 |
| Interest-bearing deposits | 242,372,000 | 237,621,000 | 238,750,000 | 237,477,000 |
| Noninterest-bearing deposits | 56,118,000 | 54,804,000 | 54,882,000 | 58,268,000 |
| Equity capital | 36,161,000 | 36,788,000 | 37,817,000 | 37,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,019,000 | 6,073,000 | 9,219,000 | 12,458,000 |
| Interest expense | 445,000 | 897,000 | 1,352,000 | 1,797,000 |
| Net interest income | 2,574,000 | 5,176,000 | 7,867,000 | 10,661,000 |
| Noninterest income | 469,000 | 867,000 | 1,425,000 | 2,009,000 |
| Noninterest expense | 1,547,000 | 3,220,000 | 4,747,000 | 7,022,000 |
| Provision for loan losses | 45,000 | 90,000 | 165,000 | 340,000 |
| Pretax income | 1,451,000 | 2,750,000 | 4,432,000 | 5,363,000 |
| Income tax | 484,000 | 952,000 | 1,539,000 | 1,777,000 |
| Net income | 967,000 | 1,798,000 | 2,893,000 | 3,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,195,000 | 34,970,000 | 36,040,000 | 36,168,000 |
| Total capital | 35,974,000 | 36,795,000 | 37,934,000 | 38,210,000 |
| Risk-weighted assets | 235,728,000 | 254,778,000 | 264,175,000 | 269,789,000 |