Call reports 2014
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2014
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 332,390,000 | 345,422,000 | 347,451,000 | 351,946,000 |
| Total loans | 201,670,000 | 220,508,000 | 225,241,000 | 230,233,000 |
| Allowance for loan losses | 1,695,000 | 1,695,000 | 1,698,000 | 1,741,000 |
| Securities available for sale | 98,506,000 | 98,416,000 | 94,866,000 | 93,353,000 |
| Securities held to maturity | 8,362,000 | 10,148,000 | 11,354,000 | 12,055,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,467,000 | 298,551,000 | 297,224,000 | 305,359,000 |
| Interest-bearing deposits | 242,698,000 | 244,864,000 | 245,302,000 | 246,844,000 |
| Noninterest-bearing deposits | 52,769,000 | 53,687,000 | 51,922,000 | 58,515,000 |
| Equity capital | 33,495,000 | 34,455,000 | 35,318,000 | 35,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,898,000 | 5,784,000 | 8,818,000 | 11,950,000 |
| Interest expense | 457,000 | 916,000 | 1,391,000 | 1,856,000 |
| Net interest income | 2,441,000 | 4,868,000 | 7,427,000 | 10,094,000 |
| Noninterest income | 456,000 | 883,000 | 1,386,000 | 1,823,000 |
| Noninterest expense | 1,501,000 | 3,190,000 | 4,746,000 | 6,952,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 1,396,000 | 2,561,000 | 4,081,000 | 4,934,000 |
| Income tax | 473,000 | 864,000 | 1,378,000 | 1,675,000 |
| Net income | 923,000 | 1,697,000 | 2,703,000 | 3,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,481,000 | 32,092,000 | 33,055,000 | 33,098,000 |
| Total capital | 33,176,000 | 33,787,000 | 34,753,000 | 34,839,000 |
| Risk-weighted assets | 228,386,000 | 243,255,000 | 247,145,000 | 251,197,000 |