Call reports 2013
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2013
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 336,723,000 | 344,226,000 | 339,079,000 | 349,628,000 |
| Total loans | 185,401,000 | 201,079,000 | 205,692,000 | 221,529,000 |
| Allowance for loan losses | 1,710,000 | 1,688,000 | 1,689,000 | 1,696,000 |
| Securities available for sale | 124,044,000 | 114,187,000 | 108,860,000 | 102,790,000 |
| Securities held to maturity | 7,982,000 | 8,342,000 | 9,214,000 | 8,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,737,000 | 291,349,000 | 294,338,000 | 288,692,000 |
| Interest-bearing deposits | 247,000,000 | 241,309,000 | 243,701,000 | 237,820,000 |
| Noninterest-bearing deposits | 51,737,000 | 50,040,000 | 50,637,000 | 50,872,000 |
| Equity capital | 31,790,000 | 32,042,000 | 32,596,000 | 32,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,807,000 | 5,586,000 | 8,452,000 | 11,445,000 |
| Interest expense | 542,000 | 1,066,000 | 1,566,000 | 2,041,000 |
| Net interest income | 2,265,000 | 4,520,000 | 6,886,000 | 9,404,000 |
| Noninterest income | 432,000 | 907,000 | 1,361,000 | 1,894,000 |
| Noninterest expense | 1,328,000 | 2,572,000 | 3,993,000 | 6,124,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,369,000 | 2,869,000 | 4,268,000 | 5,200,000 |
| Income tax | 445,000 | 958,000 | 1,460,000 | 1,756,000 |
| Net income | 924,000 | 1,911,000 | 2,808,000 | 3,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,776,000 | 29,692,000 | 30,516,000 | 30,600,000 |
| Total capital | 30,486,000 | 31,380,000 | 32,205,000 | 32,296,000 |
| Risk-weighted assets | 225,185,000 | 229,399,000 | 232,247,000 | 247,174,000 |