Call reports 2012
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2012
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 318,708,000 | 330,598,000 | 331,923,000 | 330,652,000 |
| Total loans | 178,982,000 | 190,816,000 | 192,082,000 | 197,873,000 |
| Allowance for loan losses | 2,430,000 | 2,426,000 | 2,425,000 | 1,711,000 |
| Securities available for sale | 107,769,000 | 113,419,000 | 112,649,000 | 108,204,000 |
| Securities held to maturity | 5,982,000 | 6,861,000 | 7,232,000 | 6,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,598,000 | 278,780,000 | 283,727,000 | 287,308,000 |
| Interest-bearing deposits | 234,132,000 | 234,532,000 | 240,893,000 | 238,566,000 |
| Noninterest-bearing deposits | 44,466,000 | 44,248,000 | 42,834,000 | 48,742,000 |
| Equity capital | 29,808,000 | 30,616,000 | 31,666,000 | 31,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,063,000 | 6,158,000 | 9,264,000 | 12,464,000 |
| Interest expense | 700,000 | 1,359,000 | 1,983,000 | 2,578,000 |
| Net interest income | 2,363,000 | 4,799,000 | 7,281,000 | 9,886,000 |
| Noninterest income | 405,000 | 864,000 | 1,416,000 | 1,913,000 |
| Noninterest expense | 1,440,000 | 2,927,000 | 4,325,000 | 6,474,000 |
| Provision for loan losses | 0 | 0 | 0 | 615,000 |
| Pretax income | 1,328,000 | 2,736,000 | 4,372,000 | 4,710,000 |
| Income tax | 436,000 | 901,000 | 1,575,000 | 1,643,000 |
| Net income | 892,000 | 1,835,000 | 2,797,000 | 3,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,445,000 | 27,317,000 | 28,206,000 | 27,924,000 |
| Total capital | 28,875,000 | 29,743,000 | 30,631,000 | 29,635,000 |
| Risk-weighted assets | 217,201,000 | 222,106,000 | 229,021,000 | 222,028,000 |