Call reports 2011
PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE — 2011
What PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 308,547,000 | 311,225,000 | 308,597,000 | 315,288,000 |
| Total loans | 181,340,000 | 190,292,000 | 185,513,000 | 189,371,000 |
| Allowance for loan losses | 1,920,000 | 1,914,000 | 2,060,000 | 2,435,000 |
| Securities available for sale | 99,340,000 | 95,534,000 | 94,299,000 | 99,483,000 |
| Securities held to maturity | 5,610,000 | 6,036,000 | 6,040,000 | 6,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,658,000 | 260,169,000 | 266,840,000 | 267,789,000 |
| Interest-bearing deposits | 222,634,000 | 218,463,000 | 227,457,000 | 226,140,000 |
| Noninterest-bearing deposits | 42,024,000 | 41,706,000 | 39,383,000 | 41,649,000 |
| Equity capital | 27,055,000 | 28,183,000 | 29,226,000 | 28,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,240,000 | 6,463,000 | 9,692,000 | 12,874,000 |
| Interest expense | 862,000 | 1,660,000 | 2,418,000 | 3,153,000 |
| Net interest income | 2,378,000 | 4,803,000 | 7,274,000 | 9,721,000 |
| Noninterest income | 345,000 | 733,000 | 1,232,000 | 1,626,000 |
| Noninterest expense | 1,446,000 | 2,798,000 | 4,336,000 | 6,310,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 600,000 |
| Pretax income | 1,277,000 | 2,742,000 | 4,024,000 | 4,442,000 |
| Income tax | 398,000 | 937,000 | 1,383,000 | 1,449,000 |
| Net income | 879,000 | 1,805,000 | 2,641,000 | 2,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,208,000 | 25,062,000 | 25,826,000 | 25,625,000 |
| Total capital | 26,128,000 | 26,976,000 | 27,886,000 | 28,060,000 |
| Risk-weighted assets | 210,025,000 | 215,262,000 | 211,944,000 | 224,592,000 |