Call reports 2026
CHARLES RIVER BANK — 2026
What CHARLES RIVER BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 330,099,000 | 336,060,000 |
| Total loans | 234,583,000 | 232,273,000 |
| Allowance for loan losses | 1,518,000 | 1,518,000 |
| Securities available for sale | 50,361,000 | 52,954,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 306,589,000 | 312,572,000 |
| Interest-bearing deposits | 245,023,000 | 237,926,000 |
| Noninterest-bearing deposits | 61,566,000 | 74,646,000 |
| Equity capital | 21,232,000 | 21,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,696,000 | 7,503,000 |
| Interest expense | 1,181,000 | 2,377,000 |
| Net interest income | 2,515,000 | 5,126,000 |
| Noninterest income | 310,000 | 682,000 |
| Noninterest expense | 2,461,000 | 4,860,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 364,000 | 885,000 |
| Income tax | 85,000 | 213,000 |
| Net income | 279,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,653,000 | 27,047,000 |
| Total capital | 28,293,000 | 28,686,000 |
| Risk-weighted assets | 221,089,000 | 217,158,000 |