Call report 2023Q4
CHARLES RIVER BANK — 2023Q4
The 22 measures CHARLES RIVER BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 302,806,000 | USD | evidence → |
| Total loans | 211,405,000 | USD | evidence → |
| Allowance for loan losses | 1,462,000 | USD | evidence → |
| Securities available for sale | 52,256,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 281,605,000 | USD | evidence → |
| Interest-bearing deposits | 216,274,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,331,000 | USD | evidence → |
| Equity capital | 17,488,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,994,000 | USD | evidence → |
| Interest expense | 2,580,000 | USD | evidence → |
| Net interest income | 9,414,000 | USD | evidence → |
| Noninterest income | 1,434,000 | USD | evidence → |
| Noninterest expense | 9,464,000 | USD | evidence → |
| Provision for loan losses | -5,000 | USD | evidence → |
| Pretax income | 786,000 | USD | evidence → |
| Income tax | 172,000 | USD | evidence → |
| Net income | 614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,483,000 | USD | evidence → |
| Total capital | 26,066,000 | USD | evidence → |
| Risk-weighted assets | 187,766,000 | USD | evidence → |