Call reports 2025
AMERICAN NATIONAL BANK OF MINNESOTA — 2025
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 480,533,000 | 486,116,000 | 480,844,000 | 474,845,000 |
| Total loans | 418,471,000 | 420,701,000 | 412,998,000 | 404,206,000 |
| Allowance for loan losses | 5,235,000 | 5,333,000 | 5,077,000 | 5,197,000 |
| Securities available for sale | 9,214,000 | 8,910,000 | 8,765,000 | 8,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,770,000 | 356,927,000 | 345,398,000 | 343,006,000 |
| Interest-bearing deposits | 319,966,000 | 318,445,000 | 305,735,000 | 305,157,000 |
| Noninterest-bearing deposits | 35,804,000 | 38,482,000 | 39,663,000 | 37,849,000 |
| Equity capital | 45,078,000 | 46,173,000 | 47,935,000 | 49,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,626,000 | 15,619,000 | 23,804,000 | 31,788,000 |
| Interest expense | 3,405,000 | 6,774,000 | 10,064,000 | 13,260,000 |
| Net interest income | 4,221,000 | 8,845,000 | 13,740,000 | 18,528,000 |
| Noninterest income | 288,000 | 660,000 | 948,000 | 1,190,000 |
| Noninterest expense | 3,481,000 | 6,782,000 | 10,039,000 | 13,785,000 |
| Provision for loan losses | -138,000 | -44,000 | -44,000 | 65,000 |
| Pretax income | 1,167,000 | 2,742,000 | 4,668,000 | 5,821,000 |
| Income tax | 205,000 | 390,000 | 692,000 | 523,000 |
| Net income | 962,000 | 2,352,000 | 3,976,000 | 5,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,280,000 | 47,371,000 | 48,901,000 | 50,129,000 |
| Total capital | 51,238,000 | 52,180,000 | 53,862,000 | 55,039,000 |
| Risk-weighted assets | 396,352,000 | 384,681,000 | 396,636,000 | 392,420,000 |