Call reports 2024
AMERICAN NATIONAL BANK OF MINNESOTA — 2024
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 461,184,000 | 459,404,000 | 470,940,000 | 477,426,000 |
| Total loans | 402,974,000 | 405,668,000 | 416,114,000 | 422,034,000 |
| Allowance for loan losses | 5,084,000 | 5,172,000 | 5,190,000 | 5,397,000 |
| Securities available for sale | 10,187,000 | 9,930,000 | 9,981,000 | 9,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,996,000 | 334,891,000 | 344,582,000 | 354,978,000 |
| Interest-bearing deposits | 307,337,000 | 295,482,000 | 304,652,000 | 319,058,000 |
| Noninterest-bearing deposits | 36,659,000 | 39,409,000 | 39,930,000 | 35,920,000 |
| Equity capital | 42,407,000 | 42,824,000 | 44,133,000 | 44,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,921,000 | 14,344,000 | 22,147,000 | 30,094,000 |
| Interest expense | 3,070,000 | 6,296,000 | 9,662,000 | 13,158,000 |
| Net interest income | 3,851,000 | 8,048,000 | 12,485,000 | 16,936,000 |
| Noninterest income | -10,000 | 481,000 | 709,000 | 944,000 |
| Noninterest expense | 3,022,000 | 6,238,000 | 9,149,000 | 12,289,000 |
| Provision for loan losses | 0 | 70,000 | 70,000 | 271,000 |
| Pretax income | 760,000 | 2,166,000 | 3,903,000 | 5,312,000 |
| Income tax | 78,000 | 222,000 | 394,000 | 592,000 |
| Net income | 682,000 | 1,944,000 | 3,509,000 | 4,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,908,000 | 44,258,000 | 45,207,000 | 46,319,000 |
| Total capital | 48,491,000 | 48,642,000 | 49,868,000 | 51,265,000 |
| Risk-weighted assets | 366,058,000 | 349,866,000 | 372,248,000 | 395,200,000 |