Call reports 2023
AMERICAN NATIONAL BANK OF MINNESOTA — 2023
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 448,314,000 | 454,494,000 | 449,616,000 | 457,385,000 |
| Total loans | 387,266,000 | 389,317,000 | 388,600,000 | 397,146,000 |
| Allowance for loan losses | 4,680,000 | 4,802,000 | 4,885,000 | 5,092,000 |
| Securities available for sale | 11,590,000 | 11,142,000 | 10,576,000 | 10,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,041,000 | 337,494,000 | 338,361,000 | 340,088,000 |
| Interest-bearing deposits | 301,969,000 | 292,445,000 | 297,451,000 | 302,606,000 |
| Noninterest-bearing deposits | 40,072,000 | 45,049,000 | 40,910,000 | 37,482,000 |
| Equity capital | 40,048,000 | 40,944,000 | 41,257,000 | 43,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,756,000 | 11,952,000 | 18,446,000 | 25,306,000 |
| Interest expense | 1,746,000 | 3,993,000 | 6,447,000 | 9,220,000 |
| Net interest income | 4,010,000 | 7,959,000 | 11,999,000 | 16,086,000 |
| Noninterest income | 220,000 | 414,000 | 633,000 | 866,000 |
| Noninterest expense | 3,036,000 | 6,047,000 | 8,843,000 | 11,899,000 |
| Provision for loan losses | 57,000 | 137,000 | 223,000 | 434,000 |
| Pretax income | 1,137,000 | 2,189,000 | 3,502,000 | 4,564,000 |
| Income tax | 116,000 | 227,000 | 371,000 | 448,000 |
| Net income | 1,021,000 | 1,962,000 | 3,131,000 | 4,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,632,000 | 42,572,000 | 43,092,000 | 44,527,000 |
| Total capital | 46,105,000 | 47,103,000 | 47,536,000 | 48,915,000 |
| Risk-weighted assets | 357,700,000 | 362,283,000 | 355,017,000 | 350,308,000 |