Call reports 2022
AMERICAN NATIONAL BANK OF MINNESOTA — 2022
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 405,091,000 | 425,508,000 | 431,617,000 | 451,321,000 |
| Total loans | 340,598,000 | 364,770,000 | 369,615,000 | 385,460,000 |
| Allowance for loan losses | 4,006,000 | 4,222,000 | 4,423,000 | 4,623,000 |
| Securities available for sale | 14,172,000 | 12,626,000 | 11,871,000 | 11,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,203,000 | 351,316,000 | 353,935,000 | 373,094,000 |
| Interest-bearing deposits | 295,282,000 | 301,342,000 | 306,156,000 | 323,735,000 |
| Noninterest-bearing deposits | 45,921,000 | 49,974,000 | 47,779,000 | 49,359,000 |
| Equity capital | 34,874,000 | 35,390,000 | 36,485,000 | 37,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,428,000 | 9,237,000 | 14,525,000 | 20,078,000 |
| Interest expense | 542,000 | 1,116,000 | 1,989,000 | 3,269,000 |
| Net interest income | 3,886,000 | 8,121,000 | 12,536,000 | 16,809,000 |
| Noninterest income | 200,000 | 420,000 | 648,000 | 882,000 |
| Noninterest expense | 2,826,000 | 5,721,000 | 8,606,000 | 11,593,000 |
| Provision for loan losses | 39,000 | 266,000 | 472,000 | 677,000 |
| Pretax income | 1,221,000 | 2,554,000 | 4,106,000 | 5,421,000 |
| Income tax | 124,000 | 224,000 | 448,000 | 588,000 |
| Net income | 1,097,000 | 2,330,000 | 3,658,000 | 4,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,759,000 | 36,942,000 | 38,206,000 | 39,100,000 |
| Total capital | 39,688,000 | 41,153,000 | 42,629,000 | 43,545,000 |
| Risk-weighted assets | 314,268,000 | 336,877,000 | 354,189,000 | 355,429,000 |