Call reports 2020
AMERICAN NATIONAL BANK OF MINNESOTA — 2020
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 303,568,000 | 342,017,000 | 333,685,000 | 346,175,000 |
| Total loans | 249,083,000 | 278,527,000 | 284,972,000 | 280,025,000 |
| Allowance for loan losses | 3,927,000 | 3,930,000 | 3,939,000 | 3,589,000 |
| Securities available for sale | 6,179,000 | 5,953,000 | 4,412,000 | 13,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,182,000 | 269,330,000 | 264,735,000 | 275,458,000 |
| Interest-bearing deposits | 222,547,000 | 239,254,000 | 235,030,000 | 239,919,000 |
| Noninterest-bearing deposits | 19,635,000 | 30,076,000 | 29,705,000 | 35,539,000 |
| Equity capital | 33,290,000 | 34,724,000 | 35,867,000 | 33,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,929,000 | 8,713,000 | 12,937,000 | 17,180,000 |
| Interest expense | 1,001,000 | 1,871,000 | 2,622,000 | 3,287,000 |
| Net interest income | 2,928,000 | 6,842,000 | 10,315,000 | 13,893,000 |
| Noninterest income | 237,000 | 331,000 | 549,000 | 754,000 |
| Noninterest expense | 2,299,000 | 4,937,000 | 7,435,000 | 10,287,000 |
| Provision for loan losses | 0 | 0 | 0 | 165,000 |
| Pretax income | 866,000 | 2,236,000 | 3,429,000 | 4,195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 866,000 | 2,236,000 | 3,429,000 | 4,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,274,000 | 34,636,000 | 35,764,000 | 32,966,000 |
| Total capital | 36,191,000 | 37,747,000 | 38,848,000 | 36,280,000 |
| Risk-weighted assets | 232,329,000 | 248,027,000 | 245,834,000 | 264,907,000 |