Call reports 2016
AMERICAN NATIONAL BANK OF MINNESOTA — 2016
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 239,433,000 | 239,570,000 | 239,566,000 | 242,333,000 |
| Total loans | 184,340,000 | 185,230,000 | 187,596,000 | 187,280,000 |
| Allowance for loan losses | 4,399,000 | 4,420,000 | 4,414,000 | 4,035,000 |
| Securities available for sale | 20,353,000 | 19,376,000 | 18,283,000 | 16,849,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,266,000 | 186,602,000 | 185,909,000 | 188,878,000 |
| Interest-bearing deposits | 174,781,000 | 175,556,000 | 173,773,000 | 176,674,000 |
| Noninterest-bearing deposits | 11,485,000 | 11,046,000 | 12,136,000 | 12,204,000 |
| Equity capital | 30,145,000 | 30,097,000 | 30,846,000 | 30,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,793,000 | 5,680,000 | 8,552,000 | 11,418,000 |
| Interest expense | 317,000 | 633,000 | 949,000 | 1,274,000 |
| Net interest income | 2,476,000 | 5,047,000 | 7,603,000 | 10,144,000 |
| Noninterest income | 169,000 | 266,000 | 465,000 | 648,000 |
| Noninterest expense | 1,943,000 | 4,090,000 | 6,035,000 | 8,572,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 702,000 | 1,223,000 | 2,033,000 | 2,520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 702,000 | 1,223,000 | 2,033,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,639,000 | 29,560,000 | 30,370,000 | 30,657,000 |
| Total capital | 31,941,000 | 31,851,000 | 32,674,000 | 32,976,000 |
| Risk-weighted assets | 182,075,000 | 181,178,000 | 182,217,000 | 183,792,000 |