Call reports 2015
AMERICAN NATIONAL BANK OF MINNESOTA — 2015
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 253,726,000 | 250,965,000 | 251,095,000 | 250,228,000 |
| Total loans | 187,060,000 | 186,198,000 | 181,298,000 | 183,913,000 |
| Allowance for loan losses | 4,486,000 | 4,556,000 | 4,375,000 | 4,368,000 |
| Securities available for sale | 21,225,000 | 19,646,000 | 18,563,000 | 21,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,219,000 | 195,887,000 | 197,088,000 | 197,373,000 |
| Interest-bearing deposits | 188,035,000 | 183,308,000 | 183,088,000 | 184,673,000 |
| Noninterest-bearing deposits | 12,184,000 | 12,579,000 | 14,000,000 | 12,700,000 |
| Equity capital | 30,456,000 | 31,114,000 | 31,023,000 | 29,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,725,000 | 5,535,000 | 8,282,000 | 11,044,000 |
| Interest expense | 307,000 | 613,000 | 921,000 | 1,235,000 |
| Net interest income | 2,418,000 | 4,922,000 | 7,361,000 | 9,809,000 |
| Noninterest income | 236,000 | 524,000 | 585,000 | -388,000 |
| Noninterest expense | 1,948,000 | 3,949,000 | 5,968,000 | 8,425,000 |
| Provision for loan losses | 68,000 | 68,000 | 68,000 | 68,000 |
| Pretax income | 652,000 | 1,443,000 | 1,924,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 652,000 | 1,443,000 | 1,924,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,847,000 | 30,638,000 | 30,519,000 | 29,537,000 |
| Total capital | 32,214,000 | 33,019,000 | 32,864,000 | 31,875,000 |
| Risk-weighted assets | 187,260,000 | 188,287,000 | 185,586,000 | 185,004,000 |