Call reports 2013
AMERICAN NATIONAL BANK OF MINNESOTA — 2013
What AMERICAN NATIONAL BANK OF MINNESOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 256,145,000 | 252,118,000 | 250,876,000 | 252,559,000 |
| Total loans | 174,008,000 | 169,437,000 | 168,329,000 | 168,059,000 |
| Allowance for loan losses | 4,378,000 | 4,425,000 | 4,167,000 | 4,239,000 |
| Securities available for sale | 25,349,000 | 29,620,000 | 31,288,000 | 30,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,651,000 | 205,558,000 | 204,082,000 | 202,748,000 |
| Interest-bearing deposits | 198,346,000 | 194,995,000 | 194,554,000 | 192,472,000 |
| Noninterest-bearing deposits | 9,305,000 | 10,563,000 | 9,528,000 | 10,276,000 |
| Equity capital | 31,094,000 | 31,266,000 | 31,512,000 | 31,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,673,000 | 5,428,000 | 8,126,000 | 11,186,000 |
| Interest expense | 449,000 | 849,000 | 1,224,000 | 1,567,000 |
| Net interest income | 2,224,000 | 4,579,000 | 6,902,000 | 9,619,000 |
| Noninterest income | 93,000 | 693,000 | 909,000 | 428,000 |
| Noninterest expense | 1,948,000 | 4,227,000 | 6,229,000 | 8,534,000 |
| Provision for loan losses | 18,000 | 18,000 | 292,000 | 292,000 |
| Pretax income | 351,000 | 1,027,000 | 1,290,000 | 1,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 1,027,000 | 1,290,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,391,000 | 31,067,000 | 31,330,000 | 31,261,000 |
| Total capital | 32,886,000 | 33,517,000 | 33,748,000 | 33,676,000 |
| Risk-weighted assets | 197,707,000 | 194,034,000 | 191,689,000 | 191,405,000 |